Terms and Conditions for KardMart
These Terms and Conditions govern the use of KardMart’s services, including its mobile application and website, with a focus on users in Nigeria. By accessing or using KardMart, users agree to comply with these terms. For questions, please contact [email protected].
1. Eligibility and Use
KardMart services are intended for individuals aged 18 and older. Users must ensure that their use of KardMart complies with all applicable Nigerian laws, including e-commerce and digital transaction regulations. KardMart reserves the right to suspend or terminate accounts if any fraudulent activity, policy violations, or illegal actions are detected.
2. User Account and Security
To access KardMart services, users may be required to create an account. Users are responsible for maintaining the confidentiality of their account credentials and agree not to share or disclose their login details to any third parties. KardMart is not liable for any loss or damage arising from unauthorized access to accounts.
If users suspect any unauthorized activity in their account, they must notify KardMart immediately at [email protected].
3. Transactions and Payments
KardMart facilitates transactions between users and third-party service providers or buyers. KardMart is not responsible for any payment-related issues resulting from third-party payment services. Users agree to adhere to KardMart’s transaction policies, including transaction limits, compliance checks, and applicable fees.
3.1 Refunds and Disputes:
Refunds are provided only in cases of verified technical errors or policy breaches by KardMart. Any disputes related to transactions must be reported within 7 days for resolution. KardMart may request supporting evidence to aid in dispute resolution.
4. Permissible Use and Restrictions
Users agree to use KardMart for legitimate purposes, following Nigerian government regulations. Users must not engage in activities
including, but not limited to:
Fraudulent transactions
Use of stolen or unauthorized payment methods
Selling,
exchanging, or offering restricted or prohibited items or digital assets
Attempting to reverse engineer or modify the KardMart
application
Exploiting KardMart’s services for illegal purposes
KardMart reserves the right to monitor transactions and
take necessary action if any prohibited activities are detected.
5. Privacy and Data Use
KardMart values user privacy and processes personal information in line with its [Privacy Policy]. By using KardMart, users consent to the collection, processing, and use of their data as described in the Privacy Policy. KardMart may share limited personal data with third-party service providers for essential operations, as permitted by law.
6. Liability and Indemnification
KardMart is not liable for any loss or damage resulting from errors, unauthorized access, or disruptions to its services, except as required by Nigerian law. Users agree to indemnify and hold KardMart harmless against any claims, damages, or liabilities arising from their misuse of KardMart’s services or breach of these Terms and Conditions.
7. Changes to Terms
KardMart may update these Terms and Conditions periodically to comply with legal requirements, improve services, or enhance security. Changes take effect immediately upon posting. Users are encouraged to review these updates regularly to ensure compliance.
8. Compliance with Nigerian Regulations
KardMart follows Nigerian regulations to ensure a compliant and secure platform. This includes adhering to Nigerian data protection laws, digital currency regulations, and e-commerce standards. KardMart collaborates with regulatory authorities to ensure that the platform remains compliant with legal standards and industry best practices.
9. Termination of Services
KardMart reserves the right to suspend or terminate accounts that violate these Terms and Conditions. Termination may occur without prior notice if user activity is deemed harmful, illegal, or contrary to KardMart’s policies.
If users wish to terminate their accounts, they may contact [email protected]. Upon termination, KardMart may retain certain data for legal and compliance purposes, as outlined in the Privacy Policy.
By using KardMart, users acknowledge and agree to these Terms and Conditions. For further inquiries, contact [email protected].
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